Buying Your First Home

Whether you are buying your first home or you're a real estate professional helping someone buy their first home, I hope you will find this information useful. I'm including some financial strategies and information you may find helpful on your journey to buying your first home. NOTE: Mortgage rates quoted in scenarios are for education purposes only and are expired. Please contact me for current mortgage rates based on your personal scenario or click here.

Please review the examples I have prepared for you. I would love to answer your questions and help you create a plan to finance your home -- even if you believe that buying a home is a few years away!

There are many programs available, including mortgages featuring low down payments. Here are just a few strategies (note rates are expired):

Understanding the Numbers. This report shows some minimum down payment scenarios that are available for home buyers. You don't need to have a 20% down payment to buy a home!

Rent vs. Owning Your Home. This report compares renting to buying a home with real numbers. Click here for a Rent vs Own Report.

How to Create Affordable Housing. This report shows different strategies to help reduce mortgage payments.

Should You Wait or Buy Now? Last but not least, this report addresses if you should wait for possibly lower home prices or interest rates; or if you should buy now.

By the way, I am happy to prepare scenarios for you using YOUR information. My goal is to help people make informed decisions about their mortgages and finances.

What's next? I would love to answer your questions and help you create a plan for the financing of your next home. There are many programs available, including some offering down payment assistance. If you are considering buying a home (or refinancing), I'm happy to help you! Click here to start the preapproval process.

I look forward to helping you with the purchase of your home.

Take care,

Rhonda Porter Mortgage Consultant MLO121324

UPDATE: We have new programs that offer down payment assistance up to 100% financing. Click here for more info!

Reviews

"Rhonda was flexible and helpful throughout the process."

chloe l

"Rhonda was incredibly helpful from start to finsh. She really went the extra mile to make sure we got the best loan to fit the needs of our goals. Very communicative, thoughtful and just great all around. She made this process a breeze, I will definitely recommend her in the future."

grayson l

"Rhonda was kind, patient and highly communicative. She kept us informed and moving without a little of complexity. Love this experience."

kari diane s

"Very easy process. Great communication!!"

brian eugene s

"Rhonda is a problem solver and a great communicator! I appreciate her insight and willingness to help always! This transaction could not have gone more smoothly. Thank you to Rhonda and team for a successful closing and happy Clients!"

matt k

"Very easy process"

renee m w

"Rhonda is just great to work with. Made the process easy."

theodore e w

"Rhonda was a joy to work with! I have never worked with a Mortgage professional that made the process this easy. From the minute we contacted her the first time to the closing of our home, Rhonda was just unbelievable. She understands the market and where rates are likely going. Her experience was invaluable. Her communication was consistent and clear and she was always available for your questions and concerns. I cannot recommend Rhonda highly enough! Plus we got a great rate and mortgage that fit our needs. We will never use anyone else!"

richard d s

"Our experience was personable, clearly communicated, timely, efficient and stress free!"

mackenzie s