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A Solution for Veterans wanting to use a VA Loan

Many Veterans who have served our country have earned the right to have a VA mortgage loan. It’s unfortunate that some sellers as well as real estate agents have a bad image of VA loans and often discourage them. Many years ago, VA loans were sometimes more challenging than conventional financing – this is rarely the case anymore. Some people may falsely assume that if a Veteran is using a VA loan, they must have poor credit or not enough funds for a down payment. A majority of the Veteran’s I have provided mortgages for have excellent credit and plenty of funds for down payment, they opt for the VA loan because they either don’t want to use all of their funds for down payment, or the VA mortgage loan could be providing a lower interest rate than what they would receive with conventional financing. Bottom line, it’s their entitlement that they sacrificed and worked hard to earn. Regardless of how much I rant about why people should be more accepting of VA loans, we still have many who just can’t shake the unfortunate reputation of VA financing from years past. I have a possible solution!

If a seller is not accepting offers with VA financing, make a cash offer instead! The Veteran can use a program like our cash-buyer program, and then buy the home back after closing using their earned VA financing! It’s really that simple!

When the Veteran uses their VA financing to buy-back the home, they can use the same terms as if they were buying it directly from the seller. Our cash-buyer program closes purchases FAST and the Veteran’s financing to buy-back the home from the program takes place simultaneously. I would love to help more Veteran’s buy homes utilizing their VA entitlement. So if a seller balks at a VA offer or are not accepting VA offers, counter back with a cash offer!

Your Real Estate Agent will need to take a 45 minute class to become certified to present an offer using our program. Please feel free to share this page with them. Please check out the additional information that I have on this page, including examples of how the scenario could work for a Veteran.

Thank you to our Veterans for their service to our country!

Reviews

"Rhonda was flexible and helpful throughout the process."

chloe l

"Rhonda was incredibly helpful from start to finsh. She really went the extra mile to make sure we got the best loan to fit the needs of our goals. Very communicative, thoughtful and just great all around. She made this process a breeze, I will definitely recommend her in the future."

grayson l

"Rhonda was kind, patient and highly communicative. She kept us informed and moving without a little of complexity. Love this experience."

kari diane s

"Very easy process. Great communication!!"

brian eugene s

"Rhonda is a problem solver and a great communicator! I appreciate her insight and willingness to help always! This transaction could not have gone more smoothly. Thank you to Rhonda and team for a successful closing and happy Clients!"

matt k

"Very easy process"

renee m w

"Rhonda is just great to work with. Made the process easy."

theodore e w

"Rhonda was a joy to work with! I have never worked with a Mortgage professional that made the process this easy. From the minute we contacted her the first time to the closing of our home, Rhonda was just unbelievable. She understands the market and where rates are likely going. Her experience was invaluable. Her communication was consistent and clear and she was always available for your questions and concerns. I cannot recommend Rhonda highly enough! Plus we got a great rate and mortgage that fit our needs. We will never use anyone else!"

richard d s

"Our experience was personable, clearly communicated, timely, efficient and stress free!"

mackenzie s